Senior Forward Deployed Engineer

Clutch

United States · RemoteFull-time$158,000–$210,000Posted Nov 5, 2026

About the role

About the Role

Clutch builds AI agents that work on behalf of credit unions. Emma, our collections agent, is live at five credit unions and handled 60,000+ member conversations in her first twelve weeks at one of them. Behind her is a growing portfolio: origination, fraud step-up, member (re)engagement and activation agents, all built on the same Agents Platform (TypeScript, NestJS, our own agent SDK, MCP, Temporal, promptfoo).

As a FDE you are one of the two engineers on an agent. You take it from "sold" to "live and performing" at a specific credit union: you sit in the discovery sessions, you build the integrations to their core banking and loan systems, you author and tune the agent's behavior, you run the live tests with their staff, and you stay with it through go-live and the first weeks of production. When something needs a person in the room, you are the one who flies.

This is a senior engineering role, not a solutions or support role. You write production code in our monorepo every week: integrations, modules, and the agents themselves (prompts, tools, evals), together with the other engineers on the pod. The difference from a traditional engineer is that you are on site more often, you make judgment calls in front of the customer, and you own the outcome. What you learn in the field flows straight back into the product: defaults, playbooks, and the platform capabilities the next agent will need.

You build; our AI Operations Managers deliver. The pod (pod lead plus engineers) designs and builds each agent in a high-touch way with the first customers. Once the agent is defined and live, AI Ops coordinates the implementations, configuration and ongoing success at the next credit unions. You hand them something that works and a playbook to run it.

This role requires roughly 20% of travel on average, with one- to two-week stretches around kickoffs and go-lives. Based in the US, able to travel on short notice

About the Team

You'll join the Agents team, a small, senior group operating as a startup inside Clutch: seven engineers, a dedicated AI product group, and AI sales specialists, working directly with some of the largest credit unions in the country. Every agent is staffed by a pair of engineers, one leaning toward the conversation and LLM side, one toward software and integrations, with a pod lead who owns the product day to day. There is no layer between you and the customer, and no layer between you and the platform team.

The operating style is direct, written, and evidence-driven: BLUF updates, evals over opinions, business outcomes over ticket counts. The team is spread across Brazil, Argentina and the US and works async by default. Being on site is a tool we use at specific moments (kickoff, live testing, go-live), not a permanent posting.

What You’ll Do

Within 1 months, you will:

Ship your first production change to a live agent through the team's review process, and be able to explain how a member's call flows through the Agents Platform end to end

Learn one agent deeply: system prompt, tool contracts, orchestration triggers, compliance gates, and the implementation process from kickoff to go-live

Join at least one credit union implementation as the second engineer, including a live testing session with their staff

Map where the current implementation process loses time and where a default or a tool would have removed a round trip

Within 3 months, you will:

Own the technical side of one credit union implementation end to end: core and LOS integration, agent configuration, testing, go-live, and the first weeks of production

Run the eval and tuning loop for your agent (golden transcripts, rubric judges, regression suite) and be trusted to change its behavior without a second engineer checking your work

Have completed at least two on-site visits and turned what you heard there into product decisions with your pod lead and PM

Contribute at least one reusable capability back to the Agents Platform that the next implementation will not have to rebuild

Within 6 months, you will:

Have taken one net-new agent from sold to live at its first credit union, with data you can show the partner

Be the engineer credit union staff ask for by name when something in their deployment needs to change

Have written the implementation playbook for your agent well enough that the AI Ops team runs the second and third credit union without you

Be shaping what the next agents look like, because you have seen where the current ones break in the field

What You’ll Bring

In rough priority order.

7+ years of software engineering in a fast-paced environment, preferably in SaaS and/or Fintech, with senior TypeScript and Node.js backend experience in a large codebase (NestJS, CQRS, schema-validated boundaries, dependency injection). We do not count years of AI experience; the field is too young for that to mean anything. We look at what you have shipped and how you reason about it

Integration and API engineering: secure service-to-service endpoints, third-party APIs, webhooks, and the patience to work with legacy banking systems that were not designed to be integrated

Security and auth judgment: OAuth and machine-to-machine auth, tenant-scoped access, secrets handling, no PII in logs. Our agents touch sensitive member data and operate under consumer-contact regulation

Customer presence: you can sit across from a VP of Collections, hear a request, and say "here is what I recommend and why", including when the answer is no. You are comfortable making calls in the room and owning them afterwards

Code-quality judgment under deadline pressure: you take on debt deliberately, name it, and pay it down, rather than gold-plating or leaving silent debt behind

Genuine appetite for LLM agents: eval discipline for non-deterministic systems, reading a system prompt like code, understanding that some decisions must never reach the model. Curiosity plus shipped work is enough; research depth is not required

Nice to have, explicitly not required: voice and telephony (LiveKit, Twilio), Temporal or event-driven orchestration, Python, core banking or LOS integration experience, credit union or banking domain knowledge

What’s In It For You?

Remote Flexibility: Enjoy the freedom of remote work from anywhere, balancing life and career seamlessly.

Unforgettable Off-Sites: Twice a year, bond with colleagues in exciting destinations, fostering teamwork and fresh ideas.

Paid Time Off: Enjoy flexible PTO days yearly for relaxation and rejuvenation.

Stock Options: Joining us means having a stake in our success, so you'll receive stock options as part of your compensation package.

Home Office Setup: Create your ideal workspace with a dedicated budget for home office essentials.

Work Trip Budget: Grow personally and professionally with a budget for work-related trips and co-working.

Health Coverage: Prioritize your well-being with comprehensive health and dental insurance plans.

About Us

Clutch is a revolutionary vertical SaaS company, proudly backed by Andreessen Horowitz (A16z), aimed at revolutionizing the way Credit Unions engage and change the lives of their members. As a champion of financial well-being, we address the urgent need for affordable lending solutions in an era where the average American grapples with over $155,000 in household debt. Unlike traditional financial institutions, Clutch develops software to turn Credit Unions into FinTech lenders and leverage their balance sheets to responsibly lend to over 130M Americans. Our mission extends beyond mere financial transactions; we strive to fundamentally enhance the way credit unions interact with their members. By integrating cutting-edge technologies and user-centric designs, we help credit unions provide seamless digital experiences that are on par with leading tech companies. This approach not only preserves but revitalizes the longstanding tradition of community and member-focused service inherent to credit unions.

Clutch is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

Salary Transparency

US Tier I (SF, NYC, LA, Seattle): $176,000 - $210,000

US Tier II (All Other): $158,000 - $188,000

Actual pay may vary based on qualifications, skills, experience, and location. Base salary does not include bonus, equity, or benefits, which are offered in addition as applicable.

Applications will be accepted on an ongoing basis.

Our organization participates in E-Verify. Click here to learn about E-Verify.

A Note About AI at Clutch

We love AI. We use it often and encourage our team to creatively and effectively leverage AI tools in their work. If you join Clutch, we hope you'll bring the same enthusiasm for exploring how AI can amplify impact, productivity, and innovation.

That said, during the interview process, we want to hear your thoughts. Please approach interviews without the use of AI tools—our goal is to get to know how you think, solve problems, and communicate. Once you're in the seat, bring on the prompts!

Responsibilities

  • Own technical implementation of AI agents at credit unions, from discovery and integrations through testing, go-live, and early production.
  • Build production code for agent behavior, tools, integrations, and reusable platform capabilities.
  • Tune agent behavior using evaluations, golden transcripts, rubrics, and regression suites.
  • Work directly with credit union staff and stakeholders, make technical recommendations, and own implementation outcomes.
  • Travel for customer kickoffs, live testing, and go-lives, averaging roughly 20%.

Qualifications

  • Senior TypeScript and Node.js backend experience working in a large codebase.
  • Experience with secure API integrations, third-party services, webhooks, and legacy systems.
  • Sound judgment around OAuth, machine-to-machine authentication, tenant-scoped access, secrets, and handling sensitive data.
  • Ability to communicate recommendations clearly to customer stakeholders and make decisions in customer-facing settings.
  • Good code-quality judgment under deadline pressure.
  • Interest in LLM agents and disciplined evaluation of non-deterministic systems.
  • Based in the United States and able to travel on short notice.

Benefits

  • Remote work flexibility
  • Twice-yearly team off-sites
  • Flexible paid time off
  • Stock options
  • Home office budget
  • Work trip and co-working budget
  • Health and dental insurance

Skills mentioned

TypeScriptNode.jsNestJSBackend DevelopmentAPI IntegrationREST APIsOAuthAI AgentsLarge Language ModelsModel Evaluation

About Clutch

Building connected end-to-end journeys across the suite of banking products. Deliver best-in-class digital origination experiences, whether it’s opening a new account or applying for a loan. Clutch's modern platform removes friction for both members and staff- unlocking growth, operational efficiency, and deeper relationships. What We Solve For: • Deposit Growth: From intuitive interfaces to state-of-the-art security features. Drive more deposits by making your account opening process quick & seamless, and increase your share-of-wallet. • Loan Growth: Drive more new loan origination, refinance more existing loans, and convert more applicants to grow your market share. • Ominchannel: Deliver the same quick & seamless experience to open memberships and deposits online or in-branch. • Operational Efficiency: Reduce tedious back-office tasks with our integrations, allowing your staff to approve loans quicker and fund deposit accounts easier.

Financial Services51-200 employeesSan Francisco