Java Developer - Software Engineer III

About the role

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Position Summary:

The Fraud Technology team is seeking an experienced, hands-on Software Engineer III to design, develop, and support enterprise-grade applications while providing technical leadership through the full software development lifecycle. The ideal candidate will have strong hands-on expertise in Java, Spring Boot, Microservices, Cloud technologies, and Agile delivery, along with proven design, mentoring, and delivery leadership skills. This individual is expected to remain actively involved in coding, debugging, code reviews, solution design, and production troubleshooting.

This role provides technical leadership and engineering oversight for critical real-time fraud detection solutions that evaluate New Account applications for credit cards, deposits, vehicle loans & investment accounts across multiple Lines of Businesses.

Responsibilities:

Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements

Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained

Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack

Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle

Performs spike/proof of concept as necessary to mitigate risk or implement new ideas

Automates manual release activities

Designs, develops, and maintains automated test suites (integration, regression, performance)

Lead the design & development of complex applications involving API’s, messaging & streaming solutions, AI machine learning models, NoSql & graph databases and external vendor integrations

Partner with fraud strategies department to understand fraud prevention business requirements to design scalable solutions & flexible solutions to fight rapidly evolving fraud

Backend java application development, API and system integration, real-time decisioning, and fraud detection capabilities across New Account Opening flows.

Required Qualifications:

5+ years of Java development experience, recent hands-on Java/Spring Boot experience and be capable of contributing directly to complex development and troubleshooting activities

Strong hands-on Java development experience; Java 17+ preferred, with experience in Java 8/11/17+ environments

Spring Boot and Spring Framework; REST APIs and Microservices Architecture

SQL Server, Oracle, or PostgreSQL

Kafka, MQ, or other messaging platforms

Desired Qualifications:

OAuth2, JWT, SSO, Spring Security, and application security

Monitoring/observability tools such as Splunk, Dynatrace, or AppDynamics

Skills:

Application Development

Automation

Influence

Solution Design

Technical Strategy Development

Architecture

Business Acumen

DevOps Practices

Result Orientation

Solution Delivery Process

Analytical Thinking

Collaboration

Data Management

Risk Management

Test Engineering

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - NJ - Pennington - 1500 American Blvd - Hopewell Bldg 5 (NJ2150)

Pay and benefits information

Pay range

$102,900.00 - $179,900.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.