Sr. Principal Engineer

Toyota Financial Services

Plano, Texas, United StatesFull-timePosted Nov 3, 2026

About the role

Overview

Who we are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us.

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.

Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, ‘job flexibility benefits’ [also known as I-140 or Adjustment of Status portability], etc.) now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future

This position is based in Plano, TX.

Who we’re looking for

Our team is seeking a highly motivated person to fill an opening as a Sr. Principal Engineer, to help our growing needs.

What you’ll be doing

You will work alongside our talented team of software engineers, machine learning experts, product managers, and engineering leaders. Our Sr. Principal Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

You will promote a culture of engineering excellence and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for TFS Tech, mentoring internal talent and actively recruiting to keep building our community.

Sr. Principal Engineers are expected to lead through technical contributions and develop long-term technology roadmaps. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

In this role, you will lead development and implementation that will enable business initiatives, working with other leaders and teams across the enterprise to enable these solutions.

Key responsibilities:

Articulate and evangelize a bold technical vision for your domain

Decompose complex problems into practical and operational solutions

Ensure the quality of technical design and implementation

Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

Continue learning and injecting advanced technical knowledge into our community

Handle several projects simultaneously, balancing your time to maximize impact

Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

Explore new cloud technologies and identify applications to leverage their potential

Develop patterns for cloud to enable emerging business initiatives

Collaborate with tech leaders to drive tech strategy

Evangelize cloud strategy, solutions, and best practices across the enterprise

What you bring

Bachelor’s degree in computer science or related field

15+ years of hands-on software development experience

Have ability to handle IVR technology and Reliability Engineering.

Proven experience in software development with a solid technical foundation with relevant experience in Java, Spring boot, NodeJS, REST API, Real time streaming architectures, microservices architecture patterns

Demonstrated experience in developing scalable applications and platforms

Experience leading, mentoring, and inspiring a team of software engineers, providing guidance, support, and feedback to foster their professional growth and development.

Deep expertise in software engineering frameworks with experience in designing and implementing cloud native business technology solutions.

Practical knowledge of cloud platforms, advanced software design patterns & architecture, operations and GenAI powered SDLC

Proven track record of delivering scalable cloud native solutions addressing cross cutting concerns like logging, application testing and application security and instrumentation by utilizing programming languages like Java, Python, SQL, and a variety of AWS tools and services.

Strong communication skills with the ability to move seamlessly between conversing with engineers or frontline ops employees and leading presentations with non-technical stakeholders.

A passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering community, and from time to time, be asked to code or evaluate code.

Added bonus if you have

Master’s degree in computer science

Experience with Amazon Web Services and developing software applications leveraging GenAI capabilities.

Demonstrated experience with horizontal platforms or related services and technologies

Good experience architecting large scale, mission critical, cloud-native applications for enterprises.

Experience with distributed database systems (Cassandra, ElasticSearch)

Experience with deploying clustered web services

Experience working with event-driven and microservice architecture.

What we’ll bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities.

A few highlights include:

A work environment built on teamwork, flexibility, and respect.

Professional growth and development programs to help advance your career, as well as tuition reimbursement.

Team Member Vehicle Purchase Discount.

Toyota Team Member Lease Vehicle Program (if applicable).

Comprehensive health care and wellness plans for your entire family.

Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute (if applicable)

Paid holidays and paid time off.

Referral services related to prenatal services, adoption, childcare, schools and more.

Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA).

Relocation assistance (if applicable).

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to talent.acquisition@toyota.com.

Responsibilities

  • Define and communicate a technical vision and long-term roadmaps for assigned domains.
  • Lead development and implementation of solutions for business initiatives across the enterprise.
  • Ensure the quality of technical designs and implementations, including performance, scalability, and operability.
  • Develop cloud patterns and identify opportunities to use emerging cloud technologies.
  • Mentor engineers and help grow technical expertise across engineering and product teams.
  • Collaborate with technology leaders on strategy and promote cloud solutions and best practices.

Qualifications

  • Bachelor’s degree in computer science or a related field.
  • 15+ years of hands-on software development experience.
  • Experience with IVR technology and reliability engineering.
  • Strong experience with Java, Spring Boot, Node.js, REST APIs, real-time streaming, and microservices.
  • Experience designing scalable, cloud-native applications and platforms.
  • Expertise in software engineering frameworks, architecture, design patterns, and operations.
  • Experience with Java, Python, SQL, AWS services, application security, testing, logging, and instrumentation.
  • Experience leading, mentoring, and developing software engineers.

Benefits

  • Professional development programs and tuition reimbursement.
  • Team member vehicle purchase discount and lease program, if applicable.
  • Comprehensive health care and wellness plans.
  • 401(k) with company match and an annual retirement contribution, if applicable.
  • Paid holidays and paid time off.
  • Relocation assistance, if applicable.

Skills mentioned

JavaSpring BootNode.jsREST APIsMicroservicesEvent-Driven ArchitectureAWSCloud ComputingSystem DesignPerformance Optimization

About Toyota Financial Services

At Toyota, we’re known for making some of the highest quality vehicles on the road. But there is more to our story. We believe in putting people first and creating opportunities for our team members to build careers as unique as they are. As one of the world’s most admired brands, we are leading the way to the future of mobility, so everyone can move freely, happily and comfortably. We have big dreams and believe that nothing is impossible. Ready to Dream, Do and Grow with us?

Motor Vehicle Manufacturing10,001+ employeesPlano, TX