Sr. Software Engineer III

Snap Finance

Illinois, United StatesFull-timePosted Oct 27, 2026

About the role

Company Overview:

At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation.

If you're looking to make an impact and grow with a team that values you, come join us!

Job Description

We’re looking for a Senior Software Engineer who doesn’t just write code — but owns problems end-to-end, ships high-impact features, and thrives in an environment where autonomy and accountability go hand in hand. If you’re someone who gets things done, enjoys solving hard problems across the stack, and wants to help build a product and business from the ground up, we’d love to talk.

How you’ll make an impact:

Build across the stack: from our Node backend to React web apps, React Native mobile apps, and Python jobs for data and operations.

Own features end-to-end: design, build, test, ship, monitor, and iterate.

Champion reliability: write strong tests, build alerts and monitors, and jump into on-call when needed — you’ll directly help keep things running for our customers.

Work cross-functionally: partner with product, business, data engineering, and data science to deliver features that matter.

Dig into data: write SQL and use our logging tools to understand what’s happening in production and uncover insights.

What you’ll need to succeed:

8+ years in software engineering, with deep TypeScript and Node.js experience.

Hands-on experience with React and React Native.

A track record of independently delivering complex features from idea to production.

Solid SQL skills; Python experience a plus.

Bonus: background in finance or regulated industries.

Most importantly: a builder’s mindset — you’re scrappy, resourceful, and energized by shipping things that make a difference.

Why Join Us:

Generous paid time off

Competitive medical, dental & vision coverage

401K with company match for US

Company-paid life insurance

Company-paid short-term and long-term disability

Access to mental health and wellness resources

Company-paid volunteer time to do good in your community

Legal coverage and other supplemental options

A value-based culture where growth opportunities are endless

More:

Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com.

California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice

Responsibilities

  • Build and maintain features across Node.js, React, React Native, and Python applications.
  • Own features end-to-end, from design and development through testing, release, monitoring, and iteration.
  • Improve reliability with tests, alerts, monitoring, and on-call support.
  • Collaborate with product, business, data engineering, and data science teams.
  • Use SQL and production logging tools to investigate issues and uncover insights.

Qualifications

  • 8+ years of software engineering experience with deep TypeScript and Node.js expertise.
  • Hands-on experience with React and React Native.
  • Track record of independently delivering complex features from concept to production.
  • Solid SQL skills; Python experience is a plus.
  • Finance or regulated-industry experience is a bonus.

Benefits

  • Generous paid time off.
  • Medical, dental, and vision coverage.
  • 401(k) with company match for US employees.
  • Company-paid life insurance and short- and long-term disability.
  • Mental health and wellness resources.
  • Company-paid volunteer time.
  • Legal coverage and supplemental benefits.
  • Growth opportunities in a value-based culture.

Skills mentioned

TypeScriptNode.jsReactReact NativeSQLPythonSoftware TestingSystem DesignBackend DevelopmentFrontend Development

About Snap Finance

Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need. Launched in 2012, Snap’s technology utilizes more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary platform that looks at each customer through a more holistic lens. Snap’s lease-to-own and credit solutions are changing the face and pace of consumer retail finance.

Financial Services1,001-5,000 employeesSalt Lake City, UT

H-1B sponsorship history

Historical employer filing data was found for Snap Finance. The employer record includes 79 historical certified applications. This is employer-level history, not a guarantee that this role currently offers sponsorship.