Software Engineer III

Bank of America

Charlotte, North Carolina, United States · Jersey City, New Jersey, United StatesFull-time$102,900–$179,900Posted Oct 26, 2026

About the role

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Overview:

The opening is for Software Engineer III with a good knowledge on Core Java Coding and Testing.

Develops, enhances, debugs, supports, maintains and tests software applications that support business units or supporting functions. These application program solutions may involve diverse development platforms, software, hardware, technologies and tools

Participates in the development, and implementation of complex applications, often using new technologies

May provide technical direction and system architecture for individual initiatives

Attends Business discussions and workshops and gather requirements

Analyzes requirements and transform to technical Flow, aligned with existing project framework and design

May collaborate with external programmers to coordinate delivery of software application

Routine accountability is for technical knowledge and capabilities. Works under minimal supervision, with general guidance from more seasoned developers

Responsibilities:

Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements

Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained

Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack

Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle

Performs spike/proof of concept as necessary to mitigate risk or implement new ideas

Automates manual release activities

Designs, develops, and maintains automated test suites (integration, regression, performance)

As a Payments Technology Software Engineer III, you will be accountable for providing technical delivery as part of a development team delivering strategic capabilities on the Global Payments platform

This role ensures that technology solutions are designed, built, and delivered to meet both business outcomes and engineering standards, while enabling consistent, high-quality feature delivery across the team

You will partner closely with Product Owners, Architects, Feature Leads and Quality Engineers to translate product intent into well-designed, scalable, and secure technical solutions, while guiding the team on delivery practices, engineering excellence, and continuous improvement

Required Qualifications:

7+ years of hands-on experience in Software Engineering

Java/J2EE

Spring Framework

Microservices (REST) API Development

Cucumber Test Framework

Git

Oracle DB

Application Messaging – MQ

OS – UNIX and Windows

SVN, Bitbucket/GIT or related

Banking/Payment development experience

Good communication and stakeholder engagement skills

Desired Qualifications:

Hands-on experience in JAVA, J2EE, Spring framework, JMS

Hands-on experience in Mulesoft Anypoint platform development

Openshift Kafka AWS

2+ years of relevant work experience

Proficiency in programming language(s) required for the role

Skills:

Application Development

Automation

Influence

Solution Design

Technical Strategy Development

Architecture

Business Acumen

DevOps Practices

Result Orientation

Solution Delivery Process

Analytical Thinking

Collaboration

Data Management

Risk Management

Test Engineering

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - NJ - Jersey City - 101 Hudson St - 101 Hudson (NJ2101)

Pay and benefits information

Pay range

$102,900.00 - $179,900.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Responsibilities

  • Develop, test, and maintain software applications and payment platform capabilities.
  • Design and deliver secure, scalable solutions that meet business and engineering requirements.
  • Collaborate with product owners, architects, feature leads, and quality engineers.
  • Mentor engineers and guide continuous integration, delivery, and engineering practices.
  • Build automated test suites and automate release activities.

Qualifications

  • 7+ years of hands-on software engineering experience.
  • Experience with Java/J2EE, Spring, REST microservices, and Cucumber.
  • Experience with Git, Oracle Database, MQ, and UNIX and Windows operating systems.
  • Banking or payments development experience.
  • Strong communication and stakeholder engagement skills.
  • Desired: experience with JMS, Mulesoft Anypoint, OpenShift, Kafka, or AWS.

Benefits

  • Paid time off
  • Industry-leading employee benefits
  • Annual discretionary incentive eligibility

Skills mentioned

JavaSpring BootMicroservicesREST APIsGitOracle DatabaseRabbitMQCI/CDSoftware TestingIntegration Testing

About Bank of America

Bank of America is one of the world's largest financial institutions, serving individuals, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company serves approximately 56 million U.S. consumer and small business relationships. It is among the world's leading wealth management companies and is a global leader in corporate and investment banking and trading. This LinkedIn company page is moderated. For more information, please visit: https://bit.ly/32FDdQr. For account issues, please visit: https://bit.ly/2GeTIeP.

Banking10,001+ employeesCharlotte, NC

H-1B sponsorship history

Historical employer filing data was found for Bank of America. The employer record includes 20 historical certified applications. This is employer-level history, not a guarantee that this role currently offers sponsorship.