Lead Authentication Software Engineer

Wells Fargo & Company

San Leandro, California, United States · Charlotte, North Carolina, United StatesFull-time$119,000–$224,000Posted Oct 20, 2026

About the role

About this role:

Wells Fargo is seeking a Lead Software Engineer within the Digital Technology and Innovation (DT&I) group supports the Corporate Strategy, Digital Platform & Innovation Business. Together they work closely to continue evolving Wells Fargo’s digital platforms and enhance integration of the innovation pipeline into our customer-facing capabilities. Learn more about the career areas and lines of business at wellsfargojobs.com.

This Lead Software Engineer will be responsible for having a deep authentication/security expertise, strong Java-microservices architecture skills, proven large-scale platform leadership experience, and the ability to drive AuthHub's enterprise authentication vision across Digital, Contact Center, Branch, and Fraud ecosystems. The AuthHub platform is responsible for authentication orchestration, authentication strength evaluation, session management, auditability, and secure customer authentication across channels. The Lead engineer in AuthHub platform is expected to drive enterprise-wide solutions and collaborate across business and technology teams.

In this role, you will:

Lead complex technology initiatives including those that are companywide with broad impact

Act as a key participant in developing standards and companywide best practices for engineering complex and large scale technology solutions for technology engineering disciplines

Design, code, test, debug, and document for projects and programs

Review and analyze complex, large-scale technology solutions for tactical and strategic business objectives, enterprise technological environment, and technical challenges that require in-depth evaluation of multiple factors, including intangibles or unprecedented technical factors

Make decisions in developing standard and companywide best practices for engineering and technology solutions requiring understanding of industry best practices and new technologies, influencing and leading technology team to meet deliverables and drive new initiatives

Collaborate and consult with key technical experts, senior technology team, and external industry groups to resolve complex technical issues and achieve goals

Lead projects, teams, or serve as a peer mentor

Required Qualifications:

5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

4+ years of Java development and Spring Boot framework development in API integration design.

3+ years of experience in Microservices architecture, REST API design and versioning

3+years of MongoDB experience

2+ years of Kafka experience

Desired Qualifications:

Prior experience in effectively using Agentic AI tools for SDLC

Authentication & Security Domain Expertise - Strong understanding of enterprise authentication and identity verification with MFA and step-up authentication patterns. Authentication strength models and risk-based authentication, session management, token lifecycle, TTL, and authorization concepts.

Reliability Engineering - SLA/SLO management, performance testing and Production support leadership with Incident management skills.

Agile Delivery Leadership - Sprint planning and execution, Backlog refinement, Technical cost estimation, Release planning and release hardening

Cross-Functional Leadership - Business and technology collaboration, Architecture discussions with Stakeholder management

Banking Industry Experience in Authentication and Security domain.

Leadership Skills - Mentoring senior engineers, building Technical roadmap, Architecture governance

Operational Excellence - Splunk, Dynatrace/AppDynamics, Dashboard development and Service health monitoring

Job Expectations:

This position is not eligible for Visa sponsorship or transfer of visa

This position will require onsite presence at one of the approved locations listed below

Relocation assistance is not available for this position

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $119,000.00 - $224,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

Health benefits

401(k) Plan

Paid time off

Disability benefits

Life insurance, critical illness insurance, and accident insurance

Parental leave

Critical caregiving leave

Discounts and savings

Commuter benefits

Tuition reimbursement

Scholarships for dependent children

Adoption reimbursement

Posting End Date:

22 Oct 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Responsibilities

  • Lead complex, companywide technology initiatives and enterprise authentication solutions.
  • Design, code, test, debug, and document software projects.
  • Develop engineering standards and best practices for large-scale technology solutions.
  • Evaluate complex technology solutions against business objectives and enterprise needs.
  • Collaborate with technical experts and business teams to resolve complex issues.
  • Lead projects and teams, and mentor peers.

Qualifications

  • 5+ years of software engineering experience or equivalent.
  • 4+ years of Java and Spring Boot development for API integration design.
  • 3+ years of microservices architecture and REST API design and versioning.
  • 3+ years of MongoDB experience.
  • 2+ years of Kafka experience.
  • Expertise in enterprise authentication, identity verification, MFA, risk-based authentication, session management, token lifecycle, and authorization.
  • Experience with reliability engineering, production support, incident management, and performance testing.
  • Experience leading Agile delivery, cross-functional collaboration, architecture discussions, and stakeholder management.

Benefits

  • Health benefits
  • 401(k) plan
  • Paid time off
  • Disability benefits
  • Life, critical illness, and accident insurance
  • Parental and critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Skills mentioned

JavaSpring BootMicroservicesREST APIsMongoDBApache KafkaAPI IntegrationIdentity and Access ManagementOAuthCybersecurity

About Wells Fargo & Company

Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with approximately $1.9 trillion in assets. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, investment and mortgage products and services, as well as consumer and commercial finance, through more than 7,300 locations, 12,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in over 40 countries and territories to support customers who conduct business in the global economy. With approximately 250,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 41 on Fortune’s 2022 rankings of America’s largest corporations. News, insights and perspectives from Wells Fargo are also available at Wells Fargo Stories. Relevant military experience is considered for veterans and transitioning service men and women. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.© 2016 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Financial Services10,001+ employeesSan Francisco, California