Senior Software Engineer

Ripple

San Francisco, California, United StatesFull-time$200,340–$200,540Posted Oct 20, 2026

About the role

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

Build reliable, scalable, and high-performance compliance systems (software) that support business objectives, leveraging our cryptocurrency fintech products to deliver innovative customer experiences. Drive the full software development lifecycle, including capturing and analyzing requirements (user needs, software requirements, and performance requirements). Apply sound design principles to robust software. Perform unit and integration testing. Design, deploy, and continuously improve backend applications, in collaboration with wider Ripple cross-functional technical teams. Implement and drive coding, testing, and deployment processes at Ripple, raising these processes to Ripple’s engineering excellence standards.

Telecommuting permitted up to 50% per week within same geographic location as assigned office location.

40 hrs/week, Mon-Fri, 8:30 a.m. - 5:30 p.m.

MINIMUM REQUIREMENTS:

Must have a Bachelor’s degree in Software Engineering, Computer Science, Computer Engineering or a related field plus 5 years of progressive, post-baccalaureate software development experience.

Alternatively, must have a Master’s degree in Software Engineering, Computer Science, Computer Engineering or a related field plus 3 years of software development experience.

Must have 3 years of experience coding in Java with Spring or Spring Boot Framework.

Must have 3 years of experience with Messaging Stream Solutions.

Must have 3 years of experience in building systems backed by modern persistence technologies in payments, banking, e-commerce domains, backed by Aurora or DynamoDB.

Must have 3 years of experience working with at least one of the following web frontend frameworks:

Node Js,

React JS,

Angular Js

Must have 3 years of experience with Typescript, Golang, Scala, Rust, or Python.

Must have 3 years of experience building cloud applications on AWS, and technologies using Docker or Kubernetes.

Must have 3 years of experience using Agile development of distributed services, with a focus on robust software design, scalability and security

#LI-DNI

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range

$200,340—$200,540 USD

WHO WE ARE:

Do Your Best Work

The opportunity to build in a fast-paced start-up environment with experienced industry leaders

A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.

Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.

In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.

Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team

We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

Competitive salary, bonuses, and equity

Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support

Employee giving match

Mobile phone stipend

Take Care of Yourself

R&R days so you can rest and recharge

Generous wellness reimbursement and weekly onsite & virtual programming

Generous vacation policy - work with your manager to take time off when you need it

Industry-leading parental leave policies. Family planning benefits.

Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Please find our California, UK/EU, Singapore, DIFC, ADGM, Australia, and Switzerland Applicant Privacy Notice for reference.

Responsibilities

  • Build reliable, scalable, high-performance compliance systems.
  • Drive the software development lifecycle, including requirements analysis, design, testing, deployment, and continuous improvement.
  • Collaborate with cross-functional technical teams to develop backend applications.
  • Improve coding, testing, and deployment processes to meet engineering excellence standards.

Qualifications

  • Bachelor’s degree in a related field and 5 years of progressive post-baccalaureate software development experience, or a master’s degree and 3 years of software development experience.
  • 3 years of experience coding in Java with Spring or Spring Boot.
  • 3 years of experience with messaging stream solutions and modern persistence technologies such as Aurora or DynamoDB in payments, banking, or e-commerce.
  • 3 years of experience with a frontend framework such as Node.js, React, or Angular, and with TypeScript, Go, Scala, Rust, or Python.
  • 3 years of experience building AWS cloud applications using Docker or Kubernetes.
  • 3 years of experience with Agile development of distributed services, focusing on robust design, scalability, and security.

Benefits

  • Competitive salary, bonuses, and equity.
  • Physical and mental healthcare, retirement, family-forming, and family-support benefits.
  • Professional development budget and mobile phone stipend.
  • Generous vacation, R&R days, wellness reimbursement, and parental leave.
  • Family planning benefits, catered lunches, and fully stocked kitchens.
  • Team offsites, bonding activities, and flexible in-office collaboration.

Skills mentioned

JavaSpring BootApache KafkaDynamoDBReactTypeScriptAWSDockerDistributed SystemsSystem Design

About Ripple

Using proven crypto and blockchain technology honed over a decade, Ripple’s enterprise-grade solutions are faster, more transparent, and more cost-effective than traditional financial services. Our customers use these solutions to source crypto, facilitate instant payments, empower their treasury, engage new audiences, lower capital requirements, and drive new revenue. Founded in 2012, Ripple's vision is to enable a world where value moves as seamlessly as information flows today—an Internet of Value. Ripple is the only enterprise blockchain company today with products in commercial use. Ripple’s global payments network includes over 300 customers across 40+ countries and 
six continents.

Technology1,001-5,000 employeesSan Francisco, CA

H-1B sponsorship history

Historical employer filing data was found for Ripple. The employer record includes 213 historical certified applications. This is employer-level history, not a guarantee that this role currently offers sponsorship.