Senior Software Engineer

Current

New York, New York, United StatesFull-timePosted Oct 7, 2026

About the role

SENIOR SOFTWARE ENGINEER

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.

Current’s Engineering team is dedicated to building our products and infrastructure. With our applications running on Google Cloud Kubernetes Engine, we support a proprietary banking core that can scale to handle millions of transactions a day. Our stack includes MongoDB and Spanner for persistence, Pub/Sub for asynchronous event processing, Dataflow for data transformation paired with BigQuery and Google Cloud Storage for data storage and analytics. Our backend services are written in Java and our data pipelines are built in Scala.

We work across a broad set of domains, including user-facing products like liquidity offerings and reward programs, infrastructure for machine learning and experimentation, real-time fraud detection and identity protection, and large-scale transaction processing across multiple payment rails.

We are looking for a Senior Backend Engineer to join our team in New York. This role has a salary range of $170,000 - $250,000. You will work to lead key business initiatives, improve existing architecture and services, and design large-scale data-intensive applications. The ideal candidate should have a background in backend development and experience working with cloud-hosted services. This person should also be a motivated self-starter who is able to feel at ease working in a fast-paced environment.

WHAT TO EXPECT:

Owning the end-to-end delivery of key business initiatives from product discovery, to system design, and all the way to feature launch

Architecting and evolving core distributed services for reliability, scalability, and performance

Designing and delivering large-scale data-intensive applications with cutting edge techniques in:

Real-time transaction decisioning

Stream-processing

Machine learning

Evolving org-wide engineering standards for architecture, testing, and monitoring practices and documentation

Mentoring engineers through code and architecture reviews, raising the technical bar of the team

Partnering with product, data and business stakeholders to shape technical direction and product roadmap

ABOUT YOU:

5+ years of software engineering experience, with backend experience using a JVM language, preferably Java

Bachelor’s degree in Computer Science, Electrical Engineering, or related field

Solid understanding of algorithms, data structures, object-oriented design, and multi-threaded programming

Experience with cloud-hosted services, like AWS or GCP

Proficiency in both RDBMS and NoSQL databases

Strong problem-solving and communication skills

BENEFITS:

Competitive salary

Meaningful equity in the form of stock options

401(k) plan

Discretionary performance bonus program

Biannual performance reviews

Medical, Dental and Vision premiums covered at 100% for you and your dependents

Flexible time off and paid holidays

Generous parental leave policy

Commuter benefits

Fitness benefits

Healthcare and Dependent care FSA benefit

Employee Assistance Programs focused on mental health

Healthcare advocacy program for all employees

Access to mental health apps

Team building activities

Our modern NYC based office with open floor plan, stocked kitchen, and catered lunches

Responsibilities

  • The Senior Software Engineer will lead key business initiatives and architect core distributed services for reliability and performance.
  • They will also design large-scale data-intensive applications while mentoring team members through code and architecture reviews.

Qualifications

  • Candidates must have 5+ years of software engineering experience with a strong background in JVM languages like Java.
  • A bachelor's degree in Computer Science or a related field is required, along with proficiency in cloud-hosted services and database technologies.

Benefits

  • Competitive salary
  • Stock options
  • 401(k) plan
  • Discretionary performance bonus
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Flexible time off
  • Paid holidays
  • Parental leave
  • Commuter benefits
  • Fitness benefits
  • Healthcare FSA
  • Dependent care FSA
  • Employee assistance programs
  • Mental health advocacy
  • Catered lunches

Skills mentioned

JavaScalaBackend DevelopmentSystem DesignDistributed SystemsGoogle CloudKubernetesMongoDBSQLEvent-Driven Architecture

About Current

Current is a leading U.S. leading consumer fintech platform transforming financial access for everyday Americans. We’re focused on building integrated solutions to solve needs that stand between Americans and their financial goals, making it easier for everyone to build the future they deserve.

Financial Services51-200 employeesNew York, NY

H-1B sponsorship history

Historical employer filing data was found for Current. The employer record includes 2 historical certified applications. This is employer-level history, not a guarantee that this role currently offers sponsorship.