Software Engineer (Tech Lead)

Kobalt Labs
New York, New York, United StatesFull-time$250,000–$250,000Posted Sep 15, 2026

About the role

About Kobalt Labs

Kobalt is the AI-native compliance operating system for financial institutions (FIs). Compliance is critical for FIs to get right, but most of their work still happens manually, in legacy technology or Excel.

Banks, credit unions, and fintechs across the country use Kobalt to run third party due diligence, screen marketing collateral, and stay current with the ever-changing regulatory landscape. Since our Series A, we've grown revenue more than 5x and work with some of the most notable names in financial services, including Chime, Upstart, and Affirm.

The Role

Engineers at Kobalt own products end-to-end, from understanding the customer problem and shaping the technical approach through building, shipping, and operating the solution in production.

As a Tech Lead, you'll own and drive a major area of Kobalt's product. You'll be responsible for its technical direction and execution, working closely with customers to deeply understand the problems we're solving, determine what we should build, make the architectural decisions behind it, and lead other engineers in getting it shipped.

This is a Staff+ level role, but a highly hands-on one. We're looking for exceptional engineers who want broad ownership and technical leadership while continuing to spend significant time building.

What You'll Do

Own the technical direction and execution of a major Kobalt product module end-to-end.

Develop a deep understanding of the customers, workflows, and problems within your product area and use that context to shape what we build.

Turn ambiguous product and customer problems into technical strategy, architecture, and concrete execution plans.

Lead complex projects spanning multiple engineers, making the technical decisions and tradeoffs necessary to ship quickly without sacrificing the foundations we'll need as we scale.

Personally design and build critical parts of the product, from backend systems and data models to customer-facing experiences.

Set a high technical bar through architecture, code reviews, engineering practices, and mentorship of other engineers.

Identify and address technical and product problems before they become neatly scoped projects.

Help shape Kobalt's broader engineering architecture and culture as both our product surface area and engineering team grow.

Qualifications

7+ years of software engineering experience, or equivalent experience demonstrating Staff+ level technical ownership.

Track record of owning a substantial product or technical area end-to-end and setting its technical direction.

Experience leading complex projects across multiple engineers and driving them from ambiguous problem through production.

Exceptional hands-on engineering skills; you still want to spend a significant portion of your time writing and reviewing code.

Strong product instincts and the ability to understand customer problems, make tradeoffs, and determine what should be built rather than waiting for a detailed specification.

Comfortable operating across the stack and going wherever the hardest or highest-leverage problem requires.

Experience as a Staff or Principal Engineer, technical lead, founding engineer, or technical founder/CTO is a plus.

Compensation and Benefits

$250k base salary + equity, with equity based on experience and scope

Lunch provided in-office

100% employer-paid medical, dental, and vision premiums for employees and dependents

Paid time off and paid company holidays

Responsibilities

  • Own the technical direction and execution of a major Kobalt product module end-to-end.
  • Develop a deep understanding of the customers, workflows, and problems within your product area.
  • Turn ambiguous product and customer problems into technical strategy, architecture, and execution plans.
  • Lead complex projects spanning multiple engineers.
  • Personally design and build critical parts of the product.
  • Set a high technical bar through architecture, code reviews, and mentorship.
  • Identify and address technical and product problems proactively.
  • Help shape Kobalt's broader engineering architecture and culture.

Qualifications

  • 7+ years of software engineering experience or equivalent.
  • Track record of owning a substantial product or technical area end-to-end.
  • Experience leading complex projects across multiple engineers.
  • Exceptional hands-on engineering skills.
  • Strong product instincts and ability to understand customer problems.
  • Comfortable operating across the stack.
  • Experience as a Staff or Principal Engineer is a plus.

Benefits

  • $250k base salary + equity.
  • Lunch provided in-office.
  • 100% employer-paid medical, dental, and vision premiums for employees and dependents.
  • Paid time off and paid company holidays.

Skills mentioned

System DesignDistributed SystemsBackend DevelopmentFrontend DevelopmentDatabase DesignREST APIsGitSoftware TestingPerformance OptimizationDebugging

About Kobalt Labs

Kobalt Labs modernizes third party diligence for fintechs and financial institutions. Within minutes, sync with any regulation, find risks in documentation, scan for negative news on a third party, and set up seamless relationship management and ongoing monitoring. Kobalt enables your team to strengthen diligence, minimize compliance costs, and scale operations without scaling headcount. Founding team from Stanford, Apple Pay, and Affirm, and well-capitalized and advised by YCombinator and a network of banking executives and former regulators. Learn more at https://www.kobaltlabs.com/

Technology2-10 employeesNew York