Senior Software Engineer (Full Stack, Systems)

Atlas
San Francisco, California, United StatesFull-timePosted Sep 16, 2026

About the role

About Atlas

At Atlas, we believe the financial system should work for everyone. We’re building a modern rewards credit card and banking platform designed to grow with our members - helping them build credit on autopilot with 0% APR, no late fees, and premium rewards. By replacing harsh penalties with empathy and smart technology, we are making stress-free financial progress accessible to millions.

We are a product- and technology-obsessed team with roots at Facebook, Amazon, Robinhood, and Uber. If you’re ready to build a high-impact product that democratizes opportunity and accelerates financial empowerment, join us.

About the role

As a senior full stack software engineer, you will build delightful products and features across our entire stack. With a modern stack and the best tools, you'll have full ownership of your product area, leading the entire development lifecycle.

This is a hybrid role (2 days/week) based in San Francisco, CA.

Responsibilities:

Own and strengthen our fraud and underwriting systems

Build new features and product improvements end to end

Work closely with risk ops and support to keep improving the customer experience

Set direction for important product and technology areas

Contribute to shaping our engineering culture as we grow

Requirements:

Ideally 5 years of professional software engineering experience with a strong technological aptitude

Ownership mindset with a focus on fast-paced, impactful work

Previous experience mentoring engineers, such as new-hire buddies, interns, or technical leads

Full stack experience, covering front end, backend, and data/analytics

Interest in contributing to the company's growth beyond daily responsibilities

Benefits and perks:

Competitive salary and benefits with market leading equity

Remote friendly culture with flexible work hours and location

Full healthcare, 401K and competitive benefits

Get to work with a great team and see the impact of your work everyday

Responsibilities

  • Own and strengthen our fraud and underwriting systems
  • Build new features and product improvements end to end
  • Work closely with risk ops and support to keep improving the customer experience
  • Set direction for important product and technology areas
  • Contribute to shaping our engineering culture as we grow

Qualifications

  • Ideally 5 years of professional software engineering experience
  • Ownership mindset with a focus on fast-paced, impactful work
  • Previous experience mentoring engineers
  • Full stack experience, covering front end, backend, and data/analytics
  • Interest in contributing to the company's growth beyond daily responsibilities

Benefits

  • Competitive salary and benefits with market leading equity
  • Remote friendly culture with flexible work hours and location
  • Full healthcare, 401K and competitive benefits
  • Get to work with a great team and see the impact of your work everyday

Skills mentioned

Frontend DevelopmentBackend DevelopmentSystem DesignDistributed SystemsData AnalysisDatabase DesignREST APIsPerformance OptimizationGitDebugging

About Atlas

Atlas is a spend management and lifestyle platform for high net worth individuals and families.

Financial Services11-50 employeesSan Francisco, California

H-1B sponsorship history

Historical employer filing data was found for Atlas. The employer record includes 34 historical certified applications. This is employer-level history, not a guarantee that this role currently offers sponsorship.