Lead Software Engineer

About the role

At Franklin Templeton, we believe success is built through powerful partnerships. As a forward thinking asset manager, we build dynamic relationships with clients, understand their goals, and navigate complex markets together. We leverage cutting edge strategies and deep insights to unlock opportunities for long term wealth creation. Our talented, global teams bring expertise that is both broad and unique.

From our welcoming, inclusive, and supportive culture to our globally diverse business, we offer opportunities not only to help you reach your potential, but also to contribute to our clients’ success.

About The Department

The team operates within Wealth Management Technology, supporting the CashApp Money Movement platform used by Franklin Templeton’s High Net Worth business.

CashApp Is a Mission-critical Platform Responsible For

Processing client cash transactions (ACH, Wires, Check)

Generating outbound transaction files and parsing inbound files (e.g., NACHA, wire files, positive pay)

Integrating with downstream systems such as the accounting platform, Cash Agents, Axway, and Azure storage

Supporting operational workflows and regulatory validations

The Platform Has High Transaction Sensitivity, Requiring

Strict compliance with AML/KYC, OFAC, and audit controls

High availability and accuracy due to client impact and settlement deadlines

The Team Operates In An Agile Delivery Model With

Regular sprint-based releases and governance cycles

Strong coordination between Business, Dev, QA, Product, and Operations teams

Team Structure And Culture

Cross-functional teams including engineering, QA, product, and support

Mix of onshore, offshore, and vendor resources

Focus on ownership, resilience, and continuous improvement

Strong emphasis on AI First, production stability, product monitoring, release discipline, and automation coverage

Job Overview

The Lead Software Engineer will be a senior-level software developer who can operate independently for the CashApp platform and its downstream components, ensuring reliable, scalable, and compliant money movement capabilities.

The Lead Software Engineer Will

Deliver end-to-end money movement features

Own critical components across transaction processing, integrations, and workflow orchestration

Improve system reliability, performance, monitoring, and automation coverage

Conduct code peer reviews and support branching strategy and team collaboration

Success In This Role Enables

Accurate and timely execution of client transactions

Avoidance of business impacts such as missed cut-offs and delayed settlements

Faster delivery of new digital payment capabilities using agent-based code generation

Improved operational efficiency and reduced manual intervention

How You Will Add Value

Design, develop, and maintain CashApp transaction processing components

Review designs and solutions with the Architecture team

Support and enhance payment workflows (ACH, Wires, Check)

Perform root cause analysis and resolution for production incidents and failures

Ensure high system performance, reliability, and observability

Modernize CashApp components to a cloud-native microservices architecture

Improve automation coverage for regression, API, and downstream validations

Enhance integrations with the accounting platform, Cash Agent platform, AML Monitoring Systems, Compliance Recon and Monitoring Systems, Azure-based cloud hosting environments, and external payment systems

Collaboration

Partner With

Architecture team for review

Product Owners for feature prioritization and roadmap delivery

QA teams to improve automation coverage and release quality

Operations teams to ensure smooth production releases and incident response

Participate In

Daily stand-ups

Sprint planning and retrospectives

Governance and release signoffs (e.g., CashApp TQA cycles)

Work Closely With Stakeholders Across

Business (Cash Settlements, Front Office)

Compliance and risk teams

Vendor and CashAgent partners

AI Fluency – AI-First Mindset

Experience In

Functional integration between applications and existing agents

Generating high-quality code by using prompts efficiently

Debugging complex transaction flows

Writing automation scripts and test cases

Validating AI-generated outputs before applying them to critical systems

Identifying opportunities to use AI

What Will Help You Be Successful In This Role

Technical Environment

Core Stack

Backend: Java / Spring Boot / Microservices

UI: Angular / React

Database: SQL Server / Snowflake / non-SQL

Messaging: Kafka / Service Bus

Cloud Technologies: Azure / AWS

Integration: REST APIs, file-based integrations (NACHA, wire files)

Operating Environment

Azure cloud and hybrid legacy systems

Kubernetes-based deployments

Workflow

Agile delivery (Scrum)

GitLab / Bamboo CI/CD pipelines and release management cycles

Jira and ServiceNow for change and incident tracking

Quality & Reliability

Regression automation

End-to-end validation of transaction flows

Monitoring of batch jobs and integrations

Incident management tied to business-critical SLAs

Required Skills

Strong experience in:

Java / microservices architecture

API integrations and distributed systems

Enterprise transaction processing systems

Experience With

Money movement platforms (ACH, wires, payments)

High-volume, high-reliability systems

Understanding Of

File-based processing (NACHA, wire instructions)

Regulatory controls (AML/KYC, OFAC)

ISO 20022 awareness

8+ years of software engineering experience

Experience leading critical platform components or modules

Bachelor's or master's degree in Computer Science, Engineering, or equivalent experience

Soft Skills

Strong ownership and problem-solving mindset

Ability to handle high-pressure, production-critical scenarios

Effective communication with Engineering, Architecture, Product, and Business teams

Experience working in Agile, distributed team environments

Preferred Skills

Experience with:

Payment orchestration platforms

Familiarity With

Observability and distributed tracing tools

Performance tuning of transaction systems

Exposure To

Digital onboarding and client servicing platforms

FinTech integrations

Work Schedule & Location

This role will work a hybrid schedule three days per week in any of our Franklin Templeton locations, with a preference for locations in the Eastern time zone.

Franklin Templeton offers employees a competitive and valuable range of total rewards, monetary and non-monetary, designed to support their well-being and recognize their time, talents, and results. Along with base compensation, employees are eligible for an annual discretionary bonus, a 401(k) plan with a generous match, and recognition rewards. We also offer a comprehensive benefits package, which includes a range of competitive healthcare options, insurance and disability benefits, an employee stock investment program, learning resources, career development programs, reimbursement for certain education expenses, paid time off (vacation / holidays / sick / leave / parental and caregiving leave / bereavement / volunteering / floating holidays), and a motivational wellbeing program. We expect the annual salary for this position to range between $134,500 – $174,500, depending on location and level of relevant experience, plus discretionary bonus.

#MID_SENIOR_LEVEL

At Franklin Templeton, we believe your benefits should support your life, your goals, and your future. That’s why we offer a comprehensive Total Rewards package designed to help you thrive both personally and professionally.

Highlights Of Our Benefits Include

Paid Time Off: Three weeks of PTO in your first year

Health Coverage: Competitive medical, dental, and vision insurance to support your well-being

Retirement Savings: 401(k) plan with an 85% company match on pre-tax and/or Roth contributions, up to IRS limits

Equity & Investing: Employee Stock Investment Plan (ESIP) with discounted share purchase opportunities

Learning Education Assistance Program (LEAP): To support your ongoing growth and career advancement

Employee Investment Benefits: Opportunity to purchase company funds with no sales charge

Franklin Templeton is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all applicants and employees, and we evaluate qualified applicants without regard to ancestry, age, color, disability, genetic information, gender, gender identity, or gender expression, marital status, medical condition, military or veteran status, national origin, race, religion, sex, sexual orientation, and any other basis protected by federal, state, or local law, ordinance, or regulation.