Senior Software Engineer

About the role

Position Summary

The Clearing House (TCH) is seeking a Senior Software Engineer to join our RTP Product Engineering team. As a senior member of the team, you will be responsible for designing, developing, and enhancing our critical real-time interbank payment platform, including development of new applications and features while improving the functionality, reliability, and performance of existing applications. The Senior Software Engineer works directly with RTP Product teams and the Director of Product Engineering to ensure quality deliverables are completed on time and in accordance with TCH standards. The Senior Software Engineer also works closely with Operations and Technology to define and implement new maintainability features and to ensure system resiliency.

This role is well suited for an experienced engineer who enjoys solving complex technical problems, building highly reliable systems, and delivering innovative applications that operate at the core of financial infrastructure. The organization is actively transforming its payment platforms toward cloud-native, distributed architectures while introducing modern automation and AI-assisted engineering practices into its software development lifecycle.

TCH values engineers who are technically curious, pragmatic, and interested in understanding how complex systems work, end to end. The ideal candidate will be a hands-on software engineer who has strong Java development experience, deep expertise in distributed application architectures, and an avid interest in building critical systems where performance, security, resiliency, and sustainability are vital for success.

Essential Functions And Responsibilities

Design, develop, test, and maintain highly reliable software supporting real-time payment processing

Serve as a senior technical contributor across the complete software development lifecycle

Develop software components primarily in Java, leveraging frameworks such as Spring and Spring Boot

Develop critical applications using AWS cloud-native services and event-driven architectures, including containerized and serverless stacks for streaming data and real-time messaging

Develop Python scripts and programs as needed for data automation and integration services

Design and implement services and APIs using modern software engineering principles and patterns

Participate in architecture and technical design decisions involving scalability, availability, resiliency, security, and maintainability

Develop and maintain automated build, test, deployment, and infrastructure processes using CI/CD pipelines for engineering and software quality automation

Apply Infrastructure as Code practices for cloud deployments using software tools such as Terraform

Apply observability, monitoring, fault handling, and operational readiness practices appropriate for mission-critical systems

Participate in troubleshooting and root-cause analysis of complex application and production issues

Mentor less experienced engineers and contribute to engineering standards, secure development practices, peer code reviews, and architectural best practices.

Work closely with product, architecture, infrastructure, security, operations, and other engineering teams, following an agile development methodology as part of a scrum team

Use approved AI-assisted development tools to improve software design, development, testing, documentation, and engineering productivity while following enterprise SDLC and security controls.

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Qualifications Required

Bachelor's degree or equivalent experience in Computer Science, Information Systems, Computer Engineering, Data Science, or related fields

8+ years in Java software development experience including analysis, design, development, documentation, implementation and testing of systems, preferably using Spring or Spring Boot

Expertise in cloud-native application architectures, microservices, containers, and distributed systems

Hands-on experience developing solutions using managed services and serverless technologies on AWS or another major public cloud provider

Experience implementing event-driven architectures with Kafka, RabbitMQ, or similar messaging or data streaming technologies

Working knowledge of Python for data pipelines and analysis, machine learning, and automation

Ability to communicate clearly with highly technical leaders as well as non-technical partners

Collaborative team player that connects across groups with proven ability to influence stakeholders

Positive track record of delivering large scale complex projects and enterprise software solutions

Ability to travel up to 10% between NYC and NC offices

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Qualifications Desired

Master’s degree or equivalent experience in Computer Science or related fields

AWS Certification as Associate or Professional Developer, Solutions Architect or DevOps Engineer

Certification as an Agile Service or Product Owner and familiarity with tools such as Jira

Hands-on experience with Terraform or comparable Infrastructure-as-Code technologies

Deep understanding of security best practices and respective enterprise tooling

Familiarity with Python data integration libraries and third-party ETL tools such as SnapLogic

Experience with automated testing, deployment automation, observability, and site reliability practices

Familiarity with security and governance principles in AI-assisted software development

Experience in in payments, banking, clearing, settlement, or related transaction-processing systems

Experience designing and implementing software solutions for critical infrastructures

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Behavioral & Leadership Competencies

Possesses and applies broad knowledge of concepts, exhibiting technical expertise in core subject areas

Demonstrates commitment to excellence, anticipates needs, mitigates risks and minimizes challenges

Effectively engages teammates and internal/external partners through a customer focused approach

Works well independently with minimal instruction/guidance, confident to escalate issues appropriately

Set priorities and handle multiple tasks and projects in a fast-paced environment

Recommends innovative solutions aligned with organizational initiatives and recognized problem areas

Physical Demands And Work Environment

Ability to remain seated for long periods of time while working on computer or editing.

Ability to work under highly stressful deadlines.

Ability to handle multiple tasks simultaneously.

Ability to prioritize appropriately

Ability to sit and review information on a computer screen for long periods of time

Ability to report to the office three days each week. Onsite work requirements may change at any time.