Senior Principal Software Engineer

About the role

About The Company

J.P. Morgan, one of the oldest and most prestigious financial institutions globally, has a rich history spanning over 200 years. The firm provides innovative financial solutions to a diverse client base, including individual consumers, small businesses, large corporations, governments, and institutional investors. Under the brands J.P. Morgan and Chase, the company leads in investment banking, consumer and small business banking, commercial banking, financial transaction processing, and asset management. Renowned for its commitment to excellence, integrity, and innovation, J.P. Morgan continues to shape the future of global finance through cutting-edge technology and strategic leadership.

About The Role

We are seeking a highly experienced Senior Principal Software Engineer to join J.P. Morgan’s Payments Technology team within the Commercial and Investment Bank division. This leadership role offers an exciting opportunity to spearhead the integration of artificial intelligence into our software development lifecycle (SDLC) and production development lifecycle (PDLC). The successful candidate will be responsible for designing, implementing, and operationalizing AI-powered solutions that enhance the security, scalability, and efficiency of our banking systems. This role demands a strategic thinker with deep expertise in AI/LLMs, agentic development patterns, and enterprise-grade software engineering. You will influence multiple teams across the organization, ensuring the adoption of best practices and continuous improvement in AI-enabled engineering processes, ultimately driving innovation and operational excellence at scale.

Qualifications

The ideal candidate will possess a strong technical background with at least 10 years of applied experience in software engineering, complemented by formal training or certifications in relevant fields. Deep expertise in AI/LLMs and their application within software engineering workflows—including coding, design, security, testing, and deployment—is essential. Hands-on experience with agentic systems, orchestration tools, and integration patterns such as MCP, A2A, and function/tool calling is required. Proven ability to lead cross-functional teams through complex projects, manage ambiguity, and align stakeholders at all levels of the organization is critical. Excellent communication skills are necessary to translate technical concepts into business outcomes and to manage relationships with senior stakeholders. A thorough understanding of responsible AI practices, security, resiliency, and controls at scale is also required. Candidates with backgrounds in computer science, computer engineering, mathematics, or related fields will be preferred.

Responsibilities

Lead the development and execution of an AI-native SDLC and PDLC framework, covering architecture, coding, security, testing, release, and observability phases.

Operationalize agentic AI patterns and toolchains, including LLM orchestration, skills, context engineering, and MCP-based integrations to streamline development workflows.

Implement responsible AI practices in production environments by establishing guardrails, evaluation metrics, monitoring systems, and auditable workflows to ensure compliance and safety.

Collaborate with application development leaders and platform owners to identify high-impact AI use cases, validate their value, and scale production adoption across teams.

Translate engineering workflows into AI-enabled capabilities that reduce developer toil, enhance productivity, and support autonomous operations.

Align with business and technology stakeholders to design controls, security protocols, and platform standards for AI deployment and integration.

Oversee multiple technological and process initiatives across departments to meet firm-wide objectives related to speed, scalability, reliability, and cost efficiency.

Manage strategic projects focused on system design, testing, operational stability, and continuous improvement of AI-enabled systems.

Interface with senior executives and stakeholders to drive consensus, set priorities, and communicate technical strategies effectively.

Establish and scale multi-department strategies for agentic AI-enabled engineering, including automation of SDLC/TLM workflows, release governance, and incident response protocols.

Leverage expertise in enterprise toolchains and AI-assisted development to promote cross-domain reuse and capacity unlocking across the organization.

Benefits

J.P. Morgan offers a comprehensive total rewards package designed to support our employees' well-being and professional growth. Compensation is competitive and may include base salary, performance-based incentives, and equity awards that recognize individual contributions. Our benefits program encompasses extensive health care coverage, including medical, dental, and vision plans, along with wellness initiatives and on-site health centers. Employees have access to a robust retirement savings plan, tuition reimbursement, backup childcare, mental health resources, and financial coaching. We foster an inclusive environment that values diversity and promotes work-life balance, providing flexible work arrangements where possible. Additional benefits and details are discussed during the hiring process, reflecting our commitment to creating a supportive and rewarding workplace.

Equal Opportunity

J.P. Morgan is an equal opportunity employer committed to fostering an inclusive workplace. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital status, veteran status, pregnancy, disability, or any other protected attribute under applicable law. We are dedicated to providing reasonable accommodations to applicants and employees to support their religious practices, mental health, or physical disabilities. Our commitment to diversity and inclusion is integral to our success, and we actively seek to build a workforce that reflects the diverse communities we serve.