Software Engineer, Payments

Ladders
RemoteFull-time$162,000–$180,000Posted Aug 27, 2026

About the role

For our client, we are seeking a Software Engineer, Payments to join the team of a leader in the Business Services space.

This role will focus on building and improving scalable payment and risk-related systems that support secure, reliable transaction experiences. You will collaborate closely with cross-functional partners to address fraud, mitigate risk, and strengthen the technical foundations behind payment operations. The position also offers the opportunity to influence engineering practices, observability, and product quality across the team.

Location: Remote - US based candidates only, no visa sponsorship available

Compensation: $162,000 – $180,000 annually

Responsibilities

Design and build scalable systems for risk detection and mitigation

Collaborate with cross-functional teams to address fraud and risk issues

Maintain integrations with third-party payment vendors

Iterate on risk detection strategies as scenarios evolve

Monitor and improve the quality and observability of risk systems

Advance engineering processes and technical foundations across teams

Qualifications

3+ years in Payments/Fintech as a backend software engineer

Proficiency in Java, Kotlin, or Python; exposure to React is a plus

Experience with architectural patterns for large web applications

Strong focus on delivering end-to-end products, from ideation to A/B testing

Commitment to high code quality and engineering best practices

Collaborative mindset for working in cross-functional teams

Familiarity with experimentation and machine learning techniques

Benefits

Remote work eligibility with occasional in-office attendance

Opportunities for bonuses and equity

Employee travel credits

Supportive company culture fostering collaboration and innovation

Our client is an equal opportunity employer. We encourage you to apply even if you don’t meet every qualification—your background could be exactly what this team needs.

Responsibilities

  • Design and build scalable systems for risk detection and mitigation
  • Collaborate with cross-functional teams to address fraud and risk issues
  • Maintain integrations with third-party payment vendors
  • Iterate on risk detection strategies as scenarios evolve
  • Monitor and improve the quality and observability of risk systems
  • Advance engineering processes and technical foundations across teams

Qualifications

  • 3+ years in Payments/Fintech as a backend software engineer
  • Proficiency in Java, Kotlin, or Python; exposure to React is a plus
  • Experience with architectural patterns for large web applications
  • Strong focus on delivering end-to-end products, from ideation to A/B testing
  • Commitment to high code quality and engineering best practices
  • Collaborative mindset for working in cross-functional teams
  • Familiarity with experimentation and machine learning techniques

Benefits

  • Remote work eligibility with occasional in-office attendance
  • Opportunities for bonuses and equity
  • Employee travel credits
  • Supportive company culture fostering collaboration and innovation

Skills mentioned

JavaKotlinPythonBackend DevelopmentSystem DesignDistributed SystemsAPI IntegrationMachine LearningSoftware TestingPerformance Optimization

About Ladders

We lead the leaders. Ladder’s community of 10 mm leading professionals come to us to be inspired, grow in their careers, and get ahead in their professional lives. We focus on the $100K+ job market, representing 25% of all jobs and about 50% of income in the US & Canada. We build data-driven tools, marketplaces, news and entertainment products for our growing audience, and the companies, recruiters, and advertisers that want to reach them. We work best with people who enjoy using their talents, commitment and hard work to achieve great successes for millions of real life users through products that impact their careers. We are deeply technology-driven -- about half the company are engineers, technical product people or product designers -- but we never build technology for technology’s sake. We’re always trying to connect our efforts to the good it can do in people’s lives.

Technology51-200 employeesNew York

H-1B sponsorship history

Historical employer filing data was found for Ladders. The employer record includes 8 historical certified applications. This is employer-level history, not a guarantee that this role currently offers sponsorship.